ஏடிஎம் கார்டை இனி மாதம் 5 முறைக்கு மேல் பயன்படுத்தினால் ரூ.20 கட்டணம்!
Attention!
Don't depend on ATM, beyond five times withdrawal will prove costly to your
pocket
All
those who are frequent user of ATM machine will now have to pay price for that.
They will have to make sure whether they have enough money in their pocket or
not. The service will be charged after a certain number of deduction of money
from now onwards.
Using ATMs to withdraw money or for other purposes like
balance enquiry beyond five times in a month will attract a levy of Rs 20 per
transaction from Saturday.
As per the Reserve Bank's new guidelines that comes
into force from Saturday, bank customers in six metros-- Delhi, Mumbai,
Chennai, Kolkata, Hyderabad and Bangalore-- are allowed to withdraw
money and/or carry out non-financial transactions like mini-statements at ATMs
of banks, where they hold saving/current accounts, free of charge only five times
a month.
Every transaction beyond this threshold will be charged Rs 20 per
use. Besides, the number of free transactions at ATMs (Automated Teller
Machines) of non-home banks has been cut to three times a month from five
times.
"Taking into account the high density of ATMs, bank branches
and alternate modes of payment available to customers, the number of mandatory
free ATM transactions for savings bank account customers at other
banks' ATMs is reduced from the present 5 to 3 transactions per month (inclusive
of both financial and non-financial transactions)," RBI had said in a
notification issued in August this year.
The RBI, however, clarified that
nothing precludes a bank from offering more than three free transactions at
other bank ATMs to its account holders if it so desires. The cap in the
number of free ATM transactions will not apply on small/no-frills or basic
savings bank deposit account holders who will continue to enjoy five free
transactions.
At places other than the six metro centres, the facility of
five free transactions for savings bank account customers will remain unchanged
upon using other bank ATMs.
India has a total of 1.6 lakh bank ATMs across the
country as of March 2014. The new guidelines were issued in pursuance of a
representation made to the RBI by Indian Banks' Association on the back of
growing cost of ATM deployment and maintenance incurred by banks as well as
rising interchange outgo due to free transactions.
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