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e-File Income tax return For
Salaried In AY 2014-15 – Step By Step Procedure
வருமான வரி படிவத்தில் குழப்பமா? இத படிங்க போதும்..
e-Filing income tax return is very
easy for salaried individual. If you
still did not try it or you avoid technology, give e-return a try. Within
15 minutes you will be able to file income tax e-return online. Now ther eis no
need to send even ITR-V. Through the online efiling procedure not only you
will save 300-1000 rupees, but also you need not to share your earnings details
with anyone. Also you will get your income tax refund quickly.
Since July 2015, the
income tax department has made the whole efiling process easier. Now the filing
has really become online. After the Adhar everification the return filing
procedure has become a breeze.Let us seehow to e-file income tax for salaried
individual.
e-Filing ITR-1 Procedure of AY 2015-16
e-Filing ITR-2 is Not A Big Deal
Step To Efile Income Tax Return
‘Register’ or ‘Log in’ Income tax India efiling Portal-
To efile your income tax
return there is a separate website other than the Incometaxindia.gov.in. This
website is incometaxindiaefiling.gov.in. Visit this website.
If You are
filing your return first time you must register with your PAN number. It is a
one time process, don’t hesitate it as easy as opening a facebook account.
Handling A Unique Situation
If you have filed your
return earlier through chartered accountant, he might registered you. In this
case you will not be able to register yourself as your CA has already used your
PAN as user ID. So just dial to your CA and ask the password. If
for any reason you can’t get password, use the ‘forgot password‘ option.
You will seen another link to efile login through using netbanking. It is
easier method of login on efiling portal. However, you must be using the
netbanking.
How To Reset Your Password
i.
In the first case you have
to answer the secret question. This one is the easiest one, but if the CA
has set it, you will not be able to answer.
ii.
The second mode is the
digital signature, most of the people don’t have this (it is costly
to maintain one).
iii.
In the third option you have
to go through the OTP process.
i.
After choosing the third
option, you can ask the OTP to your registered email and mobile number.
ii.
If someone else (read CA)
has given email ID and mobile number, you can give the new email and mobile
number to get the OTP. However, you have to go through another authentication
process. You will get three methods to authenticate yourself.
i.
The TAN of income tax
deductor. It should be your employer. You can get its TAN from form 16 and form
16A.
ii.
You can also give the
challan details of taxes paid.
iii.
You can also authenticate by
entering bank account number.
In my old
office almost everyone who has used the service of CA went through the password
reset process. Because, CA has not given the password. He has given his email
address in the accounts of clients. Also, he did not give bank account numbers
in the previous return. He has done everything to stonewall his clients if they
try to file their return themselves. Earlier CA used to give his address on the
returns. So that they can again ask some cut from the refund.
However income tax
department curbed the arbitrariness of CAs. The income tax department has
set limit for email ID and mobile number to be used in different accounts. Now CA
will be forced to give your mobile number and email ID while filing the return.
This will mean that you will get keys in your hand.
But if you
can’t get your details for any reason, don’t worry, there is an easier
alternative. Mail your details to income tax department stating your inability
to log in. They will send you the new password however it will take 2-3
days.
During the
helping to my colleague’s returns, I found that log in is the biggest
deterrent of this procedure. But again this is one time problem. Once you
get a password, there will not be looking back.
How To e-File Income
Tax e-Return
After Log
in you can see your own page where you can file your return online, see your
previous returns, and change your personal details. I advise to check
your personal details first. If CA has created your account, it is a
must. Specially check your mobile number and email address.
Now lets go ahead to e-file
the income tax return. Look at left hand upper corner of the page, there is a
link for quick filing. Go through this link now, within ten minutes your
efiling will be complete.
You should
have these documents or details before proceeding
·
Form 16
·
Other income details
·
All Bank account numbers
·
IFSC codes
·
Personal details
Now, click
on the quick e-File ITR link.
·
Choose ITR-1 if you have
salary income.
·
In most of the cases
assessment year would be the current financial year. If you are filing
late return for one year earlier, choose the previous year as assessment
year.
·
There will be three
options address. If your address has not been changed recently, click on
·
for second option. You will
get the opportunity to verify and rectify this.
·
Most of the people don’t
have digital signature, then choose ‘NO’
Fill
Personal Details
After submitting you will
see ITR-1 form. In this form most of your personal detail
would be already there. You have to only fill Sex, Country, email
address, and mobile number. If your address has changed then change the
address also.
Income Tax
Efiling Status
·
A18- Private company employee should choose
‘Other’ in ‘Employer Category’ column.
·
A19 – You can leave the tax status column, as it will
change according to its calculation.
·
A20- Those people who were more than 180 days
in India during the last financial year should choose the Resident option
in residential status column.
·
A21- If you are filing your return before the last
date, select ‘Before the due date’ else ‘After the due date’. You can file the income tax
return after the date but there are many potential problems as well.
·
In most cases, your return
should be original unless you are filing revised return for the same financial year.
·
If you are filing revised
return, you should give additional information about the previous return.
Give
Income Details
After efilling the first
page don’t forget to save the draft. On the next page you have to fill the
income details and tax
saving deductions. So keep yourform-16 handy.
Keep in mind that for filing income tax return your ‘income from salary’ is not
the gross income. In Form 16 it must be under column ‘Income Chargeable Under The
Head ‘Salaries’. Take that figure from form
16.
Also Read: Latest Income Tax Slab
Rate
If you are earning from
house property or bank deposit (interest more than 10,000) then you have to
fill this as well. For these other income tax should be already
paid. If not, deposit the tax online and get the details. You should give those
details with the return.
Now you have to give details
of expense or investment which are eligible for tax deductions. If you have
declared all the details to your employer correctly, you should not worry, it
will be on Form-16. Take the figures from form-16 and fill the return.
Tax Saving
Investment/Expense Details
In this section of income
tax efiling you have to fill the details of your tax saving investments. There
are many tax saving options. I assume that you must have chosen some from 10 best tax saving option. Add them
up and fill the total of 80C investment in one column. These 80C investment may
be
·
Investment in PPF account
·
Investment In ELSS
·
Insurance premium
·
EPF deduction
·
Tax saving FD
·
Tuition Fees
There are
some more tax saving option also. Health insurance is out of the 80C. You
should fill it in column of 80D.
Taxes Paid
Details
After filling your income
details and deductions now you should give the information about the tax
deducted at source and advance tax if any. On this page there are three
sections, but if you have only salary income and TDS has been deducted for
same, you have to worry about the first section only.
In the SCH TDS 1, You have
to fill the income and tax paid detail by the employer (s). If you switched the
job in during financial year and got two FORM 16, Add another row for the
second one. You can create as much rows as you have form 16.
This section may be
pre-filled as tax department knows how much tax have you paid and what was the
declared income. If the pre-filled value matches with your tax paid
detail you can leave it untouched, else you should fill the income and tax paid
details according to your form 16.
In the first column fill the
TAN of employer. In your form-16 there must be the TAN number of
the employer. Also check the correct name of the employer in the
form-16.
Again, you have to fill taxable salary for the
year in third column. It should be the same as column B1. Form 16 has the
details of TDS in first page. Companies normally submits TDS every quarter, so
there should be 4 entry of TDS. You have to give the total TDS.
If you have any other income
and tax has been deducted before the payment, give details in the second
section. Tax deductor should give you these details as your company gives in
form-16. In case you have submitted some tax yourself (for property income or
interest income) then fill the third section. After this page you are
almost done.
Tax
Payable/Refund Status
On the next page you can see
your tax details. If you are eligible for any tax refund it will be there
before Refund column. It is also possible that your company have deducted less
tax for any reason then there will be tax payable amount. In this case you have
to pay your remaining tax first and then e-file income tax return meanwhile
save your filled form as draft.Ideally, there should be zero in tax payable and refund
column.
Bank Account
Details
In the next section you have
to give your bank account details. If you have any refund then these details
become very important for speedy reimbursement. You have to also give IFSC
code. Cheque leaf contains IFSC code. You can also get if from here. Now submit it, but don’t forget to take
printout of ITR-V. Sign in the ITR-V and send it CPC Banglore. Full
address will be in the ITR-V. Send ITR-V only by simple post.
With this your online income
tax return efiling is complete. First timer may take some time to understand
and fill it, but in later years it will be definitely a cakewalk.
If you made any
mistake, file revised return again. The process of revised return is
similar, only you need to choose revised return in desired column. You
should also give the acknowledgment number of the original return.
வருமான வரித்துறை வருமான வரி தாக்கலை எளிமையாக்கவும், மேம்படுத்தவும் பழைய படிவங்களை நீக்கி விட்டு இந்த ஆண்டிற்கான புதிய படிவங்களை வெளியிட்டுள்ளது. இதனால் நீங்கள் 2014-15 நிதியாண்டுக்கான வருமான வரி தாக்கலை மிகவும் எளிமையான முறையில் செய்ய முடியும். இப்புதிய படிவங்களில் சில புதிய இணைப்புகள் மற்றும் திருத்தங்கள் செய்யப்பட்டுள்ளன. படிவங்களில் செய்யப்பட்டுள்ள மாற்றங்கள் சில சந்தர்ப்பங்களில் எளிமையாகவும், மற்ற சந்தர்ப்பங்களில் சிக்கலாகவும் உள்ளன.
2014-15 நிதியாண்டிக்கான வருமான வரி தாக்கல் செய்யும் போது, தனிநபர்களின் வெவ்வேறு படிவங்களை நிரப்ப வேண்டும் என்பதைக் கவனிக்க.
படிவம் ஐ.டி.ஆர். I
இது சஹாஜ் படிவம் என்றும் அழைக்கப்படுகிறது மற்றும் இது தனிநபருக்கானது. இரண்டாவதாக மனதில் கொள்ள வேண்டியது, சம்பளம் மட்டுமே கொண்ட நபர்கள் இதனைப் பயன்படுத்த முடியும். எனவே நீங்கள் வணிகம் மூலமாக வருமானம் பெறுபவர் என்றால் உங்களால் இந்தப் படிவத்தை பயன்படுத்த இயலாது. எனினும் படிவம் ஐ.டி.ஆர். 1 ல் வட்டி வருமானம் குறிப்பிடப்பட்டுள்ளது. மேலும் விவசாய வருமானம் ரூபாய் 5000 க்கு மேல் இருக்கக் கூடாது.
படிவம் ஐ.டி.ஆர் 2
படிவம் ஐ.டி.ஆர் 2, படிவம் ஐ.டி.ஆர் 1 ல் இருந்து சற்று மாறுபட்டது. மூலதன ஆதாய வருமானம் கொண்டவர்கள் இதனை நிரப்ப வேண்டும். எனவே நீங்கள் வருமானம் மற்றும் மூலதன ஆதாய வருமானம் பெறுபவர் என்றால் நீங்கள் இந்தப் படிவத்தை நிரப்ப வேண்டும். இந்தப் படிவம் தனி நபர் மற்றும், ரூபாய் 5000-க்கு கீழ் விவசாய வருமானம் பெறுபவர்களுக்கானது. இந்தப் படிவமும் தனிநபரால் மட்டுமே பயன்படுத்த முடியும்.
படிவம் ஐ.டி.ஆர் 4எஸ்
முந்தைய இரண்டு படிவங்கள் சம்பளம் மற்றும் மூலதன ஆதாயங்கள் கொண்ட தனிநபர்கள் மட்டுமே பயன்படுத்த முடியும் என்ற வேளையில், இந்தப் படிவம் வர்த்தக வருமானம் கொண்ட நபர்களால் நிரப்பப்பட வேண்டும். இதன் பொருள் விவசாய வருமானம், மூலதன வருமானம் முதலியவற்றைக் குறிப்பிட முடியாது. மேலும் வருமான வரி படிவங்களை தாக்கல் செய்யும் போது கவனிக்க வேண்டிய முக்கியமான விஷயங்கள். முன் இருந்த படிவங்களில் வெளிநாட்டுப் பயணங்கள் மேற்கொள்ளப்பட்டவை குறிப்பிடப்பட்டிருக்கும். ஆனால் இதில் அவ்வாறு இல்லை. எனினும் வங்கி விபரங்கள் குறித்த சில தொடர்புகள் இணைக்கப்பட வேண்டும் உதாரணமாக, நீங்கள் பயன்படுத்தும் வங்கி கணக்கின் ஐ.எஃப்.எஸ்.சி. எண்ணைக் குறிப்பிட வேண்டும். உங்கள் வங்கிக் கணக்கு கடந்த மூன்று ஆண்டுகளில் எந்தப் பரிமாற்றமும் செய்யப்படாமல் செயலற்றுக் கிடந்தால் அதனைத் தவிர்க்கவும். புதிய படிவங்களில் ஐ.எஃப்.எஸ்.சி. எண் உள்ளது. உங்கள் கணக்கில் வரவு பெறுவதற்காக இந்த எண் குறிப்பிடப்பட்டுள்ளது. வருமான வரி படிவம் நிரப்பும் போது நீங்கள் உங்கள் ஆதார் எண்ணையும் குறிப்பிட வேண்டும்.
வருமான வரி தாக்கல் செய்யும் தேதி ஆகஸ்ட் 31, 2015 வரை நீட்டிக்கப்பட்டுள்ளது.
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